RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Cullen/Frost Bankers Stock

Cullen/Frost Bankers Net Income 2024

Cullen/Frost Bankers Net Income

551.6 M USD

Ticker

CFR

ISIN

US2298991090

WKN

906913

In 2024, Cullen/Frost Bankers's profit amounted to 551.6 M USD, a -5.71% increase from the 585.02 M USD profit recorded in the previous year.

The Cullen/Frost Bankers Net Income history

YEARNET INCOME (undefined USD)
2026e535.84
2025e538.57
2024e551.6
2023585.02
2022567.3
2021432
2020320.5
2019431.8
2018443.7
2017354.1
2016295.1
2015270.3
2014268.9
2013230.3
2012237.2
2011216.8
2010207.9
2009178.3
2008206.4
2007212.1
2006193.6
2005165.4
2004141.3

Cullen/Frost Bankers Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Cullen/Frost Bankers, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Cullen/Frost Bankers from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Cullen/Frost Bankers’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Cullen/Frost Bankers. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Cullen/Frost Bankers’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Cullen/Frost Bankers’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Cullen/Frost Bankers’s growth potential.

Cullen/Frost Bankers Revenue, EBIT and net profit per share

DateCullen/Frost Bankers RevenueCullen/Frost Bankers Net Income
2026e2.22 B undefined535.84 M undefined
2025e2.15 B undefined538.57 M undefined
2024e2.09 B undefined551.6 M undefined
20232.65 B undefined585.02 M undefined
20221.88 B undefined567.3 M undefined
20211.4 B undefined432 M undefined
20201.49 B undefined320.5 M undefined
20191.5 B undefined431.8 M undefined
20181.4 B undefined443.7 M undefined
20171.23 B undefined354.1 M undefined
20161.14 B undefined295.1 M undefined
20151.08 B undefined270.3 M undefined
20141.02 B undefined268.9 M undefined
2013945.3 M undefined230.3 M undefined
2012920.4 M undefined237.2 M undefined
2011913 M undefined216.8 M undefined
2010899.3 M undefined207.9 M undefined
2009916.7 M undefined178.3 M undefined
2008963 M undefined206.4 M undefined
20071.04 B undefined212.1 M undefined
2006924.7 M undefined193.6 M undefined
2005740.2 M undefined165.4 M undefined
2004556.5 M undefined141.3 M undefined

Cullen/Frost Bankers stock margins

The Cullen/Frost Bankers margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Cullen/Frost Bankers. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Cullen/Frost Bankers.

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Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Cullen/Frost Bankers's sales revenue. A higher gross margin percentage indicates that the Cullen/Frost Bankers retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Cullen/Frost Bankers's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Cullen/Frost Bankers's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Cullen/Frost Bankers's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Cullen/Frost Bankers. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Cullen/Frost Bankers's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Cullen/Frost Bankers Margin History

DateCullen/Frost Bankers Profit margin
2026e24.15 %
2025e25.11 %
2024e26.34 %
202322.11 %
202230.17 %
202130.96 %
202021.56 %
201928.83 %
201831.64 %
201728.8 %
201625.93 %
201525.07 %
201426.32 %
201324.36 %
201225.77 %
201123.75 %
201023.12 %
200919.45 %
200821.43 %
200720.45 %
200620.94 %
200522.35 %
200425.39 %

Cullen/Frost Bankers Aktienanalyse

What does Cullen/Frost Bankers do?

Cullen/Frost Bankers Inc. is a financial institution located in the state of Texas, USA. It was founded in 1868 as the Frost National Bank by Thomas Frost and his partners. In 1899, the Cullen Bank was opened by Col. Edward M. House and William M. Rice. The two banks merged in 1977 to form the present-day Cullen/Frost Bankers Inc. Cullen/Frost Bankers Inc.'s business model is primarily focused on regional operations. This means that the bank is largely limited to serving businesses and individuals in Texas, which has proven to be very effective in terms of its business success. Cullen/Frost Bankers Inc. operates in three main business segments: banking, insurance, and investment. In the banking business, Cullen/Frost Bankers Inc. is a solid regional bank. It offers lending, deposit services, and traditional online banking. The bank's lending focus is on loans for residential and commercial real estate, healthcare facilities, and energy sector companies. Additionally, the bank offers investment services to affluent individuals and families, providing a holistic approach that encompasses both banking and investment. In the insurance industry, Cullen/Frost Bankers Inc. has a group of companies under its subsidiary "Frost Insurance" that offers a variety of products. Frost Insurance specializes in meeting the insurance needs of customers in the construction industry, as well as businesses and individual customers. The offered insurance products include general liability insurance, auto insurance, and risk analysis for businesses and individuals. Cullen/Frost Bankers Inc.'s investment business is conducted by its subsidiaries "Cullen/Frost Securities" and "Waddell & Reed". Cullen/Frost Securities provides advice and support on stocks, bonds, derivatives, and other investment products. Waddell & Reed is an investment fund platform that offers customers a wide range of investment opportunities. In conclusion, Cullen/Frost Bankers Inc. is a solid regional financial institution. Throughout its over 150-year history, it has weathered the ups and downs of the economy and has proven to be extremely successful. The company's business model is focused on regional operations, which has helped it succeed in its business segments. It offers a wide range of financial products, making it an important provider of banking, insurance, and investment services for both individuals and businesses in Texas. Cullen/Frost Bankers ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Cullen/Frost Bankers's Profit Margins

The profit margins of Cullen/Frost Bankers represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Cullen/Frost Bankers's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Cullen/Frost Bankers's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Cullen/Frost Bankers's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Cullen/Frost Bankers’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Cullen/Frost Bankers stock

How much profit has Cullen/Frost Bankers made this year?

Cullen/Frost Bankers has made 551.6 M USD this year.

How has the profit developed compared to last year?

The profit has increased by -5.71% compared to last year fallen

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Cullen/Frost Bankers publish its earnings?

Cullen/Frost Bankers publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Cullen/Frost Bankers?

The profits of Cullen/Frost Bankers are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Cullen/Frost Bankers?

You can learn more about the earnings of Cullen/Frost Bankers by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Cullen/Frost Bankers pay?

Over the past 12 months, Cullen/Frost Bankers paid a dividend of 3.58 USD . This corresponds to a dividend yield of about 2.81 %. For the coming 12 months, Cullen/Frost Bankers is expected to pay a dividend of 3.96 USD.

What is the dividend yield of Cullen/Frost Bankers?

The current dividend yield of Cullen/Frost Bankers is 2.81 %.

When does Cullen/Frost Bankers pay dividends?

Cullen/Frost Bankers pays a quarterly dividend. This is distributed in the months of March, June, September, December.

How secure is the dividend of Cullen/Frost Bankers?

Cullen/Frost Bankers paid dividends every year for the past 41 years.

What is the dividend of Cullen/Frost Bankers?

For the upcoming 12 months, dividends amounting to 3.96 USD are expected. This corresponds to a dividend yield of 3.1 %.

In which sector is Cullen/Frost Bankers located?

Cullen/Frost Bankers is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Cullen/Frost Bankers kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Cullen/Frost Bankers from 12/13/2024 amounting to 0.95 USD, you needed to have the stock in your portfolio before the ex-date on 11/29/2024.

When did Cullen/Frost Bankers pay the last dividend?

The last dividend was paid out on 12/13/2024.

What was the dividend of Cullen/Frost Bankers in the year 2023?

In the year 2023, Cullen/Frost Bankers distributed 3.24 USD as dividends.

In which currency does Cullen/Frost Bankers pay out the dividend?

The dividends of Cullen/Frost Bankers are distributed in USD.

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Andere Kennzahlen von Cullen/Frost Bankers

Our stock analysis for Cullen/Frost Bankers Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Cullen/Frost Bankers Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.